About Us
We are a team of local Arizona professionals dedicated to building relationships with and assisting investors in the Arizona real estate market. We provide trustworthy real estate financing and service to help real estate investors achieve their goals.
The Problem
- Real estate transactions are time sensitive, but lenders often are not.
- Working with lenders can be a hassle and involve a lot of unnecessary hoops to jump through.
- It is tough to have an actual relationship with your lender, direct communication, and have them care about your goals.
- This makes it tough to trust your financing source, and have peace throughout your transactions.
How We Help
- We have 20 years of experience in real estate investing, and 7 years as a Private Lender. We understand!
- We care about building trust and relationships. You enter into relationships with decision makers at Klinkloans.
- As a result of our experience and great communication, we can assist in overcoming obstacles which will help you achieve your goals.
- We have flexible, innovative, and competitive programs that assist you in getting deals done so you can invest time, money, and energy into other important areas of life.
You need a loan from someone who has experience, is reliable, and someone you can trust. Klinkloans is an Arizona local lending expert that provides fast, simple, and reliable real estate financing to help real estate investors achieve their goals and build wealth effectively.
But DON’T take our word for it – please check out our google reviews to hear about the experiences our customers have had with us.
We truly don’t want to just do a transaction with you… we are looking to build a relationship, help you achieve your goals, and increase your joy in real estate investing!
This is why we have been named one of the best hard money lenders in Arizona by HardMoneyAdvisor.com
Types of Deals We Can Fund
- Fix and Flip Loans
- Construction Loans (includes new construction, infill projects, and subdivisions)
- Short Term Rental Loans (Airbnb/VRBO)
- Bridge Loans
- Multi-Family Loans
- 1031 Exchange Loans
- Group Home Loans
- Commercial Loans
Contact us to see if we can help you overcome an obstacle and achieve your goals.
Jean Klinkhamer
President & Fund Manager
Jean Klinkhamer has been active in Arizona real estate since 2002, working hands-on with investment properties across the state. Over the years, he’s bought, renovated, and sold numerous homes and managed rental properties — giving him a practical understanding of the challenges and opportunities that real estate investors and builders face.
Today, Jean uses that experience to help borrowers access the funding they need to move their projects forward through private, asset-based lending. Having been on both sides of the table as an investor and a lender, Jean knows what it takes to close quickly, communicate clearly, and structure loans that help borrowers succeed.
Outside of real estate, Jean and his wife enjoy spending time with their adult children and grandchildren, serving through their church and Young Life. Jean also enjoys hiking and he is currently hiking segments of the Arizona Trail.
Mortgage Loan Originator NMLS#1504656, AZ Real Estate Broker’s License #BR580512000
Mike Zins
Loan Originator / Director of Operations
Mike Zins leads operations for KlinkLoans Fund, overseeing the loan team and ensuring each borrower’s experience is efficient, transparent, and well-supported. With a background in conventional residential financing, operations, and non-profit management, Mike brings both technical expertise and a people-first mindset to every part of the lending process.
Known for his heart to serve and his ability to create win-win solutions, Mike is passionate about helping others succeed and flourish — whether that’s through guiding borrowers through a smooth loan process or supporting the team behind the scenes.
Mike, his wife, and their three young kids homeschool and enjoy living in community with others. They love spending time outdoors and can often be found jumping into just about any friendly competition that comes their way.
Mortgage Loan Originator NMLS#183815
Cole Sundt
Investor Relationship Manager
Cole Sundt oversees all investor communication, onboarding, and administration for KlinkLoans Fund. With a background as a mortgage loan originator, Cole brings a strong understanding of both real estate and private lending — helping ensure every investor and borrower experiences a smooth, transparent process from start to finish.
While Cole primarily focuses on supporting and guiding investors, he also assists borrowers when needed to help ensure that every transaction moves efficiently and with clear communication between all parties. His goal is to create an experience rooted in trust, responsiveness, and professionalism.
Passionate about personal growth and mentorship, Cole enjoys learning from others and helping those around him reach their goals. Outside of work, he loves spending time with family and friends, staying active through exercise, and getting out on the golf course whenever he can.
Mortgage Loan Originator NMLS#2162142
Brianne Mortensen
Administrator / Loan Servicer
Brianne processes and services all of our loans with precision and care. With a background in administrative work and over six years of experience in the financial industry with Stewardship/KlinkLoans, she brings a high level of organization and dedication to every file she handles.
Organization is one of Brianne’s greatest strengths—she thrives on completing detailed tasks, following checklists, and ensuring that no small detail goes unnoticed. She loves working behind the scenes to help make each loan a smooth and successful experience for our clients.
Outside of work, Brianne’s biggest joy comes from being a mom to her four young children- Blakely-6, Braxtyn-5, Braelynn-3 and Briar-1. Her days are full, but she wouldn’t have it any other way—balancing her love for her family with her passion for excellence at work.
Sean Sparks
Director of Finance
Sean handles the day to day of all the finances behind the loan process. Sean has a background in Real Estate as well as Finance and Accounting, working as a Mortgage Loan Originator and an Assistant Controller in prior roles.
Sean looks to utilize his combination of knowledge in Real Estate, Accounting, and Finance to increase the joy of every client on every transaction with us at KlinkLoans.
Sean is originally from Chicago, IL and currently resides in Mesa, AZ with his brother and dog, Enzo. Sean is a big sports fan, mainly of the Chicago Bears and his alma mater the Cincinnati Bearcats. He also enjoys golf and spending time with his family and friends in his free time.
Amanda Vilhauer
Executive Assistant to Mike Zins
Amanda is passionate about serving others in every capacity. Whether supporting large projects, managing daily details, or anything in between, she will step in wherever she’s needed. As Executive Assistant to Mike Zins, she brings organization, initiative, and a heart for teamwork to everything she does.
Outside of work, Amanda is a devoted wife and mother of four who finds joy in serving at her church and homeschool co-op, cooking and baking for loved ones, and getting lost in a good book. Her family’s favorite way to unwind is heading out on off-road adventures together, exploring new places and making lasting memories.
