Hard Money Loans for Real Estate Investors

We provide fast, simple and reliable loans for real estate investors and increase the JOY of real estate investing.

Our Simple Loan Process

Tell us about your project

Tell us about your needs or project via phone, or using our online intake form. Then we can give you a detailed quote.

Lock Your Deal

Like your quote and feel good about moving forward? Lock your deal in!

Simple Closing

Go through our simple closing process. We can close in as little as 2 business days!

Types of Financing We Offer:

*Loans offered in Arizona only at this time

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Fix & Flips
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Construction Loans
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Cash Out Hack
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Short term rental loans
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Group Homes
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Trustee Sales
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Bridge Loans
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Commercial Loans
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Church Move-Up Loans

I've been in the business of real estate investing for more than 15 years. Having Klinkloans as a great resource and lender is exactly what I need to focus on my business. They do their job seamlessly, efficiently, and are always one step ahead of me - which is amazing! I strongly recommend using this lender!

Amanda Pinkerton

We worked with Mike at Klinkloans fund. I can’t speak more highly of his professionalism and speed. We were funded to buy our property within days and every draw was processed within 24 hours. They make the process so simple! He was true to his word and didn’t make us jump through any hoops as we completed our construction. I will absolutely work with them again!

Joy Fong

Klinkloans Fund has been great to work with. Good communication & quick response. Easy to understand language & process!

Lisa Parsons

Mike at Klinkloans is the best private lender I have ever worked with. His communication is top notch, and they have competitive product offerings.

Suds2Go

It was my first time using Klinkloans and going forward they will be my go to for any lending needs! Mike Z was awesome to work with. He was always a quick call/text away and communicated everything along the way. I appreciate you and the team!

Ish Villanueva

Mike was great! His team had exactly what I was looking for when financing our recent new home construction loan. Met with him in person at the site to walk him through our plans...love the personal touch provided as this is not to common with lending in todays market!

Nathan Anderson

I've worked with 8 lenders over the past 12 years and these guys are by far the BEST and EASIEST to work with! They understand the business and what needs to be done. They don't micromanage your projects and are happy to offer good advice. Mike Z is one guy you can definitely trust! He help me with a huge project in Paradise Valley and because of them, my net profit is much higher than expected. Thank you Klinkloans!!! You are one of the best in Phoenix!

Super Hoot

I've been a professional wholesaler and real estate investor for 16 years, I send all my fix & flip clients to KlinkLoans and I use them personally on my own deals. You won't find an easier lender to work with, they work fast and follow through with every commitment they make. I can't recommend the KlinkLoans team enough, especially Mike Zins, he's my go to contact for any flip loan question.

Thomas Lee

FREE Monthly Arizona Real Estate Update!

We send out this monthly email to provide you with current market data that will help you make wise and informed decisions as you invest in real estate in Arizona.
Each month, we share articles on current trends and key insights, along with data from the Cromford Report — a daily real estate market resource that tracks the history and current status of the greater Phoenix residential market while offering a unique look at its future direction.

Your Klinkloans Advocates:

Mr. Jean Klinkhamer

Fund Manager | Underwriter

Mortgage Loan Originator NMLS#1504656, AZ Real Estate Broker’s License #BR580512000

Mr. Mike Zins

Loan Originator | Director of Operations

Mortgage Loan Originator NMLS#183815

Mr. Cole Sundt

Investor Relationship Manager

Mortgage Loan Originator NMLS#2162142

Brianne Mortensen

Administrator | Loan Servicer

Sean Sparks

Director of Finance

Amanda Vilhauer

Executive Assistant to Mike Zins